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Code Security Insturment F/C Method First Legal Action Months to Complete Redemption or Confirmation Period Deficiency Provision Deficiency Statute Of Limitations

AL Mortgage Non-Judicial Publication 3 R-12 Months Allowed 6 Years
AK Deed of Trust Non-Judicial Recording NOD 4 None Allowed Not Practical
AR Mortgage Judicial Complaint 3 C-10 Days Allowed 1yr NJ, 10yrs J F/C
AZ Deed of Trust Non-Judicial Recording NOS 4 None Allowed 90 Days, 3+Fam
CA Deed of Trust Non-Judicial Recording NOD 4 None Probihited Not Pratical
CO Deed of Trust Non-Judicial Filing w/Public Trustee 5 R-75 Days Allowed 6yrs Default
CT Mortgage Judicial Complaint To Sheriff 6 None Allowed 30days fm law date
DE Mortgage Judicial Complaint 7 C-30 Days Allowed 3 yrs F/C
DC Deed of Trust Non-Judicial Recording NOD 4 None Allowed 3 yrs F/C
FL Mortgage Judicial Complaint 6 10-Days Allowed 1 yr F/C or 5 yrs Default
GA Security Deed Non-Judicial Publication 3 None Allowed 30 days F/C
HI Mortgage Judicial Publication 7 C-10 days Allowed Jdmt@Sale Conf. 10 yrs
ID Trust Deed Non-Judicial Recording NOD 6 None Allowed 90 Days F/C
IL Mortgage Judicial Complaint 10 C-10 days Allowed Jdmt@F/C Sale 20 yrs
IN Mortgage Judicial Complaint 7 None Allowed 10 yrs F/C
IA Mortgage Judicial Petition of F/C 6 None Allowed Not Pratical
KS Mortgage Judicial Complaint 4 R-6-12 Months Allowed Jdmt@F/C 5 yrs
KY Mortgage Judicial Complaint 5 C-15 Days Allowed Jdmt@F/C 15 yrs
LA Varies Judicial Petition Exec. Process 6 Varies Varies 5 yrs F/C
ME Mortgage Judicial Complaint 10 None Allowed Jdmt@F/C 20 yrs
MD Trust Deed Non-Judicial Notice 4 C-75-90 Days Allowed 3 yrs Rat. Of Auditor's report
MA Mortgage Non-Judicial Filing of Complaint 5 None Allowed 2 yrs F/C
MI Mortgage Non-Judicial Publication 3 R-6 Months Allowed 6 Yrs F/C
MN Mortgage Non-Judicial Publication 4 R-6 Months Probihited Not Pratical
MS Deed of Trust Non-Judicial Publication 3 None Allowed 1 yr F/C
MO Deed of Trust Non-Judicial Publication 3 None Allowed 10 yrs Default
MT Trust Deed Non-Judicial Recording NOS 5 None Probihited Not Pratical
NE Mortgage Judicial Petition 4 C-15 Days Allowed 90 days F/C
VN Deed of Trust Non-Judicial Recording NOD 4 None Allowed 6 mos F/C
NH Mortgage Non-Judicial Publication 3 None Allowed 20 yrs Default
NJ Mortgage Judicial Complaint 10 R-10 Days Allowed 90 Days F/C
NM Mortgage Judicial Complaint 6 R-30/C-10 Days Allowed Jdmt@F/C 7 yrs
NY Mortgage Judicial Complaint 10 None Allowed 90 days from deed delivery
NC Deed of Trust Non-Judicial Notice of Hearing 4 R-10 Days Allowed 1 yr from deed delivery
ND Mortgage Judicial Complaint 5 R-60 Days Prohibited N/A
OH Mortgage Judicial Complaint 8 C-45 Days Allowed 2 yrs F/C
OK Mortgage Judicial Petition 7 C-10 days Allowed 90 Days F/C
OR Trust Deed Non-Judicial Recording NOD 5 None Allowed Not Pratical
PA Mortgage Judicial Complaint 9 None Allowed Suit on note w/FC 6mos.
RI Mortgage Non-Judicial Publication 3 None Allowed 5 yrs F/C
SC Mortgage Judicial Complaint 6 None Allowed Jdmt@F/C 8 yrs
SD Mortgage Judicial Complaint 5 R-180 Days Allowed Not Pratical
TN Deed of Trust Non-Judicial Publication 3 None Allowed 6yrs default
TX Deed of Trust Non-Judicial Publication 2 None Allowed 2yrs F/C
UT Deed of Trust Non-Judicial Recording NOD 5 None Allowed 90 Days F/C
VA Deed of Trust Non-Judicial Publication 3 None Allowed 5 yrs F/C
VT Mortgage Judicial Complaint 10 R-6 Months Allowed Jdmt@F/C 8yrs
WA Deed of Trust Non-Judicial Recording NOS 5 None Prohibited not Pratical
WV Deed of Trust Non-Judicial Publication 4 None Allowed 10 yrs F/C
WI Mortgage Judicial Complaint 10 C-10 days Allowed Not Pratical
WY Mortgage Non-Judicial Publication 3 R-4 Months Allowed 10 yrs F/C

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